One of the most frequently overlooked and underestimated risks in today’s homeowners insurance industry is the rapidly increasing problem of underinsurance. In 2025, a growing number of American homeowners are realizing that their current insurance policies no longer provide adequate coverage...
In the year 2025, while a significant number of traditional insurance companies are deliberately scaling back their product offerings and steadily reducing their overall market presence, a dynamic and rapidly expanding wave of innovative InsurTech companies is boldly entering the homeowners...
With private insurers increasingly withdrawing from disaster-prone regions due to rising risks and losses, state-backed insurance pools are stepping in to fill the widening coverage gap. In 2025, participation in FAIR plans and windstorm insurance associations has surged dramatically, particularly in...
Florida continues to maintain its status as the most expensive state for homeowners insurance in the entire United States by a considerable margin. Looking forward to 2025, the average annual premiums for homeowners insurance in Florida are expected to climb to...
California’s wildfire crisis has rapidly intensified, evolving into a deep and systemic breakdown within the insurance industry. In the early months of 2025, devastating wildfires in Los Angeles and the surrounding regions caused insured losses that surpassed an astonishing $30 billion....
Homeowners across the United States are confronting steep increases in insurance costs, driven by a combination of climate-related catastrophes and escalating tariffs on construction supplies. In 2025, premium growth continues to outpace inflation, with average home insurance rates projected to rise...