The July 2025 initial public offering (IPO) of Accelerant Holdings—which is valued at approximately US $6–6.5 billion at its market debut—underscores a significant shift among investors toward insurance platforms driven by data and technology. Accelerant, supported by leading investment firms, now effectively connects...
Insurance affordability—especially within the property and casualty insurance sectors—continues to deteriorate significantly for companies exposed to the growing volatility of climate and weather-related events. For instance, in California, numerous insurers have ceased offering new policies or have outright canceled existing coverage...
The insurance industry is rapidly evolving in 2025 by adopting innovative models such as parametric underwriting, embedded coverage, and AI-enabled risk analytics, fundamentally transforming how businesses obtain protection and manage risk. Parametric insurance relies on predefined data triggers—such as specific rainfall...
Commercial liability insurance is undergoing significant systemic disruption in 2025, with premium rates soaring into double-digit percentage increases while insurers simultaneously reduce their capacity across numerous industries. For businesses operating in sectors such as trucking, real estate, hospitality, and manufacturing, obtaining...
The cyber insurance sector is expanding rapidly in 2025, yet businesses face growing complexity in both coverage and risk. Global cyber premiums reached approximately US $16.6 billion in 2024, and are projected to reach US $16.5 billion or more in 2025, with expectations to double...
In the year 2025, commercial property insurance has become increasingly unaffordable and, in many cases, entirely unavailable for a growing number of businesses. This troubling trend is largely driven by the intensifying threats posed by climate change, such as more frequent...