The July 2025 initial public offering (IPO) of Accelerant Holdings—which is valued at approximately US $6–6.5 billion at its market debut—underscores a significant shift among investors toward insurance platforms driven by data and technology. Accelerant, supported by leading investment firms, now effectively connects...
Insurance affordability—especially within the property and casualty insurance sectors—continues to deteriorate significantly for companies exposed to the growing volatility of climate and weather-related events. For instance, in California, numerous insurers have ceased offering new policies or have outright canceled existing coverage...
The insurance industry is rapidly evolving in 2025 by adopting innovative models such as parametric underwriting, embedded coverage, and AI-enabled risk analytics, fundamentally transforming how businesses obtain protection and manage risk. Parametric insurance relies on predefined data triggers—such as specific rainfall...
Commercial liability insurance is undergoing significant systemic disruption in 2025, with premium rates soaring into double-digit percentage increases while insurers simultaneously reduce their capacity across numerous industries. For businesses operating in sectors such as trucking, real estate, hospitality, and manufacturing, obtaining...
The cyber insurance sector is expanding rapidly in 2025, yet businesses face growing complexity in both coverage and risk. Global cyber premiums reached approximately US $16.6 billion in 2024, and are projected to reach US $16.5 billion or more in 2025, with expectations to double...
In the year 2025, commercial property insurance has become increasingly unaffordable and, in many cases, entirely unavailable for a growing number of businesses. This troubling trend is largely driven by the intensifying threats posed by climate change, such as more frequent...
Advanced Driver Assistance Systems (ADAS) are revolutionizing vehicle safety—but they’re also quietly increasing your car insurance premium. As we move through 2025, these high-tech features are more common than ever, found in everything from entry-level sedans to luxury SUVs. While ADAS...
The auto insurance industry is in the middle of a transformation. After two years of sharp increases, 2025 is shaping up to be a year of stabilization—but that doesn’t mean drivers are in the clear. While the pace of premium hikes...
In 2025, American drivers are facing yet another hurdle in the ongoing battle to keep car ownership affordable: the resurgence of tariffs on imported vehicles and automotive components. As the federal government reintroduces a 25% tariff on all foreign-produced cars and...
Major changes to North Carolina’s auto insurance laws took effect on July 1, 2025, and they’re set to impact almost every driver in the state. These changes include an increase in the minimum required liability limits and expanded surcharges for new...